Co-operative Bank Relationship Manager Job in Kenya

Are you looking for an employer who promotes individual excellence and mutual respect in a team-driven culture with a key focus on social empowerment? 

The Co-operative Bank of Kenya, “the Kingdom Bank” is the place for those looking to new horizons.

We are looking for dynamic, creative and self oriented professionals to fill the position of:

Relationship Manager – Mortgage Support

The successful person will report to the Head – Mortgage Finance Department.

Job Summary:

As a Relationship Manager – Mortgage Support, the role-holder will be expected to facilitate growth in the mortgage portfolio by ensuring appraisal of all credit facilities for risk identification and management, administration of the Lending Policy and the production of management reports. 

He/She will also be tasked to achieve quality loan portfolio performance through transactional processing and monitoring. 

The role will also minimize risks to the Bank, ensuring that we maintain a ratio of non performing loans below 5%.

Main Duties:

• Manage the credit appraisal process and participate in the approval within the delegated limits
• Active participation in the improvement of the credit process and its effectiveness
• Review and appraise credit applications to ensure compliance with policies and procedures
• Provide support to the Business Development Team in development of risk related products
• Ensure the preparation of loan approval documentation and management reports for decision making.
• Provide leadership and direction to the Credit Team
• Own the Mortgage Finance products and support the sales team towards meeting the set targets through accurate  robust processing of Mortgage Finance applications
• Be responsible for maintaining Mortgage Finance Loan records for cases presented for approval
• Adhere to Coop Bank service standards and deliver world-class customer service to internal and external customers
• Analysis of the various applications and constituting the lending committee.
• Follow up with the lawyers in term of registration and charging
• Ensure the Mortgage Loan application process is adhered to and all the requisite documents are attached
• Be aware of the Credit Policy and do a ‘diligence’ check, vet the applications and forward/submit only those that merit consideration
• Ensuring all lending covenants are incorporated in the respective facility letters
• Evaluating the quality of loans, assigning risk-ratings and ensuring compliance

Job specification:

The incumbent will be required to possess the following qualifications, attributes and skills:

• Must have a university degree in a relevant field with CPA (K). AKIB/ACIB would be an added advantage
• At least 6 years experience in general banking or in a financial institution;  4 of which are in a lending function
• High data rationality, detail consciousness with high analytical and numerical skills
• Ability to interpret financial and legal documents
• Excellent Computer skills
• A good knowledge of the Banking Act
• A good knowledge of the mortgage market.

Interested candidates meeting the above criteria should forward an application enclosing detailed Curriculum Vitae accompanied by copies of certificates and indicating the current remuneration to the address shown below or send to jobs@co-opbank.co.ke by 29th August 2012.

We are an equal opportunity employer.   

Only the short-listed candidates will be contacted.
                                                                                                                                      
Please quote this reference on your application and on the envelope: RM- Mortgage Support/08/2012

The Director
Human Resources Division
Co-operative Bank of Kenya Ltd.
P.O. Box 48231-00100
Nairobi