Musoni Credit Administration Manager Job in Kenya

Musoni is the world’s first financial institution to exclusively use mobile money. We aim to be the leading provider of mobile microfinance through the use of efficient and seamless technology.

In line with our growth strategy; we are looking for dynamic, competent and qualified individuals to fill the following position:

Credit Administration Manager
 

Organizational overview: Musoni is the world's first financial institution to exclusively use mobile money. All loans are disbursed and repaid using the mobile phone and as such, Musoni is entirely cash-free. 

Using mobile payments enables our clients to receive loans and perform transactions anywhere, anytime. 

We aim to be one of the leading providers of mobile microfinance through the use of efficient and seamless technology.
 

Role Summary: We are looking for a suitable and qualified individual to fill the position of a Credit Administration Manager. 

The position will directly report to the Chief Operations Officer. The position holder will be in charge of the credit administrative functions. 

He / She will also guide the institution in developing and implementing credit administration policies.
 

Specific responsibilities:

• Responsible for business, product and process review
• Monitoring of branch performance in relation to Loan portfolio growth
• Responsible for producing and distribution all credit reports to branches and any other party
• Provides leadership and ensures full security perfection and custodianship
• Responsible for assessing loan requests and coordinating various credit committees for loan approvals
• Ensure 100% compliance to policies and procedures
• Ensures that both internal and external customers have best experience in collateral perfection and retrieval
• Ensuring high levels of efficiencies in line Musoni processes
• Delinquency management in view of maintaining portfolio quality at acceptable levels.

Qualifications, skills and experience:

• The incumbent must have be Holder of Bachelor Degree in Business Management, Accounting or equivalent. A Diploma in Legal Studies will be an added advantage.
• Minimum of 5 years of experience in credit operations and at least 2 years in Senior Credit Administration position in a Commercial Bank or Microfinance Bank.
• High computer skills with knowledge in core banking system

Desired competencies and personal attributes: 

The incumbent must demonstrate the following personal attributes:

• Strong interpersonal, management and leadership skills
• Demonstrated ability to facilitate and maintain positive relationships with staff
• Understanding of accounting and financial management issues affecting the microfinance sector
• Demonstrated ability to build cohesive teams to achieve goals through teamwork
• Awareness of and sensitivity to local culture and political settings as may affect the institutions business
• Customer service orientation and commercial awareness

How to Apply: 

If your career aspirations match the requirements of this exciting career opportunity, please send your CV and cover letter, to careers@musoni.eu (link sends e-mail) with the title “Credit Administration Manager” on the subject line not later than Friday 13th June, 2014. 

Your cover letter should explain what you believe you can offer Musoni, as well as current and expected remuneration and benefits. 

Only shortlisted candidates will be contacted.

Musoni Kenya is an equal opportunity employer.