Credit Officers / Relationship Officers - Micro Credit and SME
The Credit Officer through teamwork will effectively handle credit function operations in order to ensure a profitable line of business and a quality loan book, while reporting to the Branch Manager.
Key Duties
The Credit Officer through teamwork will effectively handle credit function operations in order to ensure a profitable line of business and a quality loan book, while reporting to the Branch Manager.
Key Duties
- Foster business growth objectives
- Recruitment of new clients
- Risk Management: Credit risk analysis and evaluation
- Undertake credit appraisal to vet all credit proposals
- Sound understanding of lending in microfinance indurstry.
- Ensure all amounts disbursed are collected by the due date.
- Monitoring and administration of credit performance through reports
- Ensure Compliance with Credit policies and procedures
- Work hand in hand with SCL team to source for new business
- Relationship Management
- Branch support and Carry out inspection on credit/lending issues
Minimum qualification and experience required:
- Bachelor’s degree or diploma in business/Finance/Social Science related field
- Lending and relationship management experience to create a balance between credit risk and customer service
- At least three (3) years’ experience in a credit function of a financial institution handiling Micro and SME clients.
- Have an excellent interpersonal, organizing and people management skills.
- Excellent communication and presentation skills, with outstanding reporting skills.
Application:
If you meet the above requirements, please apply in confidence to hr@speedcapital.co.ke.
Deadline of application is June 10th 2014.