Unaitas Sacco Credit Risk Analyst Job in Kenya

Unaitas Sacco Ltd is among the fastest growing institutions in Kenya established under the Co-op Act 2008 and regulated by the SASRA Act 2010 with a membership of well over 150,000 spread across our 18 fully fledged front office branches nationally.

Unaitas has a vision To Be the Global Financial Movement That Enables You to Realize Your Dreams and Aspirations by Transforming Lives through Provision of Innovative Financial Solutions.

If you are you looking for excellence, a team that promotes a high performance culture and focus on individual empowerment, then Unaitas is the place to be.

We are seeking to recruit dynamic, committed and responsible persons to fill the following position:

Credit Risk Analyst

(Re-advertised)

Objective: The objective is to entrench credit risk as an integral element of lending in Unaitas with a focus to ensuring a high quality loan portfolio and to ensure coordination of all credit issues across all branches in Unaitas.

Reporting Lines: Reporting to the Head Credit Risk & Recovery

Key Responsibilities:

• Coordinate and assist branches in all lending issues to continuously improve their efficiency and performance.
• Ensure quality Credit appraisals in all committee levels and products of the Sacco
• Ensure Compliance with the Credit Policy and Procedures of the Sacco
• Monitor and Co-ordinate provisioning and risk recognition in Unaitas.
• Monitor Branch lending and risk exposures and ensure they are within the Sacco’s expectations from time to time.
• Co-ordinate enforcement of sanction conditions and risk mitigation strategies
• Ensure that Credit services are standardized in all branches of Unaitas
• Training staff on loan risk analysis
• Ensure conformity to sanction conditions and follow ups of the same.
• Assist in ensuring all committees adhere to Sacco Act & regulations on lending

Minimum Requirements

The successful applicants should be a Proactive and self-motivated possessing the following;

• Degree in any business related field
• 3 years working experience-in Credit Department of a financial institution
• Have specific knowledge in either Agri-business, Group or SME Lending
• Thorough knowledge of Sacco Act & Regulations and best lending practices
• Ability to work under minimum supervision
• Analytical skills and ability to make decisions
• A high degree of integrity and commitment
• Computer literate.
• Report writing skills

How to Apply

Interested candidates should send us their application and updated curriculum vitae [MS Word Format] via E mail only; hr@unaitas.com

Applications to reach us on or before 01.08.2014

Note: Those who have applied within the last one month need not re-apply.