A growing Regional Business Bank is seeking to recruit a dynamic, qualified and experienced individual to fill the position of Head of Credit.

The Head of Credit will be responsible for leading credit analysts and the credit administration team to assess, monitor and control all credit related activities in the Bank and ensure compliance with the Bank’s internal policies, industry and other regulations.

Head of Credit

Ref:
EFD/HCR

Key Responsibilities:
  • Oversight and management of credit analysis/appraisal, credit review and credit administration functions.
  • Responsibility for evaluation of credit processes including governance, loan origination, approvals, collections, collateral management, provisioning and management of bad debt.
  • Accountable for credit compliance and credit policy and procedures.
  • Continuous improvement of turnaround times of credit proposals.
  • Interaction with internal business teams to establish benchmarks for service levels and quality.
  • Evaluation of the quality of credit operations to cope efficiently with business growth in line with the Bank’s strategy and goals.
Skills and Attributes;
  • A Bachelors degree in a business related field from a recognised University.
  • A minimum of 10 years’ experience in a commercial bank with at least 7 years at a senior level in credit control and/or credit risk related functions.
  • In depth experience in credit management including responsibility for both qualitative and quantitative elements.
  • Knowledge and understanding of Basel2.
  • Strong understanding of operational, legal and credit risk across a range of industries.
  • In depth knowledge of Credit Administration, Credit Analysis, and Credit Restructuring.
  • A results oriented individual with a high level of attention to detail.
  • The ability to meet strict deadlines and work with limited supervision.
If you believe you are the right candidate for the above named position and can clearly demonstrate your ability to meet the criteria given above, please submit your application with a detailed CV, stating your current position, current remuneration, e-mail and telephone contacts, quoting the reference number and position to reach us on or before 2 March 2012 addressed to:

The Director - Executive Selection Division
Deloitte Consulting Limited
Email: esd@deloitte.co.ke

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