Job description for the Credit officer

Reporting to the Credit and Business Development Manager the Credit Officer shall have an overall responsibility of promoting and marketing the company products and services effectively and professionally to maximize volumes, sustainability, and profitability.

He/she shall initially carry out the duties and functions of a credit officer as stated here-below.

The duties and functions may be altered at the discretion of the management.

Competencies
  • Good leadership and business skills,
  • High initiative and ability to work independently with minimum supervision,
  • A person of high integrity and ethical behavior is a key requirement,
  • Be result oriented and possess excellent communication and interpersonal skills
  • A good understanding of credit with relevant skills in lending and recovery.
Duties & Responsibilities
  • Marketing the company products.
  • Growing the portfolio through recruiting viable Entrepreneurs.
  • Visiting and training both potential and existing clients frequently.
  • Carrying out proper vetting and assessment of loans application for management approvals.
  • Maintaining a 100% recovery.
  • Providing up to standard customer care service.
  • Performing other duties as may be deemed necessary by the management.
Qualifications
  • A Diploma in microfinance studies, co-operative management, or a Degree in any of the following fields, Business Administration, Marketing, Economics, social studies, B. com, Accounting option or business related studies from a recognized college/ University
  • Candidates without minimum qualifications but have got a minimum of two (2) years experience in a recognized financial institution may apply.
  • The candidate should be willing to work anywhere as the positions are NOT in Nairobi
If you feel you have met the above qualifications and are ready to take up the challenge, kindly forward you CV and Cover Letter to fcreditservices@gmail.com on or before 20th January 2012
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