Equatorial Bank Audit, Credit Analyst, and Business Development Jobs in Kenya

Equatorial Commercial Bank Limited (ECB) is a fast growing Bank that is founded on the value of pursuing excellence.

We are looking for dynamic, analytical and highly self driven individuals who have the ability to achieve results under pressure to fill the following positions:

Systems Auditor
  
The Role

Reporting to the Head of Internal Audit, the successful candidate will be responsible for providing independent and objective Information Systems’ Audit in accordance with the Bank’s Policies and procedures, professional IS standards, guidelines and best practice, and statutory requirements to ensure that the Bank’s Information technology and business systems are protected and controlled.

Key Responsibilities

Policy formulation

• Assist in the formulation and implementation of the Information and Communication Technology audit strategy, as well as to evaluate the standards of risk management, accuracy of the records, procedures and control activities throughout the Banks ICT structures
• Assess and advice on risk management, internal control systems and including review of the suitability and reliability of management information systems.
• Procedures, Controls & Consultancy
• Review procedures and records to ensure they are in line with the Bank’s ICT strategy and objectives. Appraise policies and plans of activities for all departmental systems in use to ensure these are complementing the ICT strategy.
• Liaise with external auditors and other regulatory monitoring agencies and implement recommendations to Information systems controls and security so as to promote growth and ensure compliance with the regulatory framework.
• Provide consultancy services to project teams on system security, controls and best practices

Audit Inspection

• Prepare Annual IS Audit schedule
• Execute IS audits and participate in audits of the bank’s subsidiaries, departments, branches and processes as per the audit plans and in accordance with policies, procedures and best practice
• Create audit programs and work papers to ensure quality and consistent audits
• Develop and issue concise draft reports that present findings, recommendations and management response
• Liaise with departmental heads to ensure audit findings and recommendations are accepted and implemented.

Staff Management

• Create a cordial and professional working environment for all staff to enhance individual performance and productivity.
• Develop with the assistance of the Head of Audit the annual IS audit team performance objectives, standards and targets
• Identify development and training needs and develop plans to satisfy areas identified

Others

• Participate in other audit work as assigned by the Head of Department
• Assist in imparting the IS Audit skill to other members of the audit team thereby creating a succession plan for the IS Auditor position.
• Promote and participate in the information security awareness initiatives of the bank

Knowledge & Experience

• Bachelors degree in a computer Science, Information Systems Management, Business Administration or related fields from a recognized University
• Be a qualified Certified Information Systems Auditor (CISA)
• Must hold CISM qualification

Internal Auditor

The Role

The Bank’s internal audit function is an independent, objective, assurance and consulting activity designed to add value and improve the Bank’s operations. 

Reporting to the Head of Internal Audit, the successful candidate will be responsible for conducting independent and objective audit engagements in accordance with Bank’s Audit Plan and programs, policies and procedures, IIA professional standards and leading / best practices, and in compliance with statutory requirements.

Responsibilities

• Participate in development and implementation of risk based audit plans
• undertake audit assignments in line with approved audit plans
• Develop and issue concise draft reports that present findings, risk implications, recommendations for review by the Head of Audit
• Liaise with departmental heads to ensure audit findings and recommendations are accepted and implemented
• Perform post-audit follow-up to determine the extent of implementation of audit recommendations
• Review and assess risk in the accuracy of the management and financial information systems
• Evaluate and Review the accuracy and reliability of the accounting records and financial & operating reports
• Evaluate the effectiveness, efficiency and economy of the business units operations
• Provide investigative services to operations and business line management and any other advisory services required in line with the guidelines set-out in the audit charter
• Update the audit databases
• Participate in any other audit duties assigned by the Head of Audit

Knowledge & Experience

• A Bachelor’s degree in Accounting / Finance or Business related field from a recognized University
• CIA or  CISA a definite added advantage
• CPA (K) Finalist or ACCA desirable
• Excellent communication, analytical and report writing skills;
• Must have ability to work within strict deadlines with minimum supervision.
• Working knowledge of CAATs an added advantage
• At least three (3) years related work experience preferably in a financial institution

Competences and Skills

• Must possess very good analytical skills
• Must possess a high level of integrity
• Ability to work independently, consult and clarify where necessary and make informed and firm decisions
• Excellent interpersonal skills, with the ability to establish and develop relationships
• Must be pro-active, a self-starter and have the ability to anticipate and advice

Senior Credit Analyst  - Asset Finance

Reporting to the Head of Asset Finance.

Key Responsibilities

• Effectively process, appraise and make recommendations on all business obtained under Asset finance
• Ensure all Asset Finance credit applications approved comply with the Credit Policy and Procedures, and are processed within the Service Level Agreement
• Monitor and evaluate the performance of the loan portfolio
• Preparation of management credit reports and statutory reports
• Participate in Asset Finance product reviews and development

Knowledge & Experience

• A University Degree in Finance, Accounting, Commerce or related field from a recognized University
• Diploma in Credit management/Professional qualifications (CPA, ACCA, AKIB)
• At least 4 -5  years working experience in Asset Finance and Insurance Premium Financing Excellent people management skills
• Excellent skills in analysis of Credit and Financial statements
• Report writing and presentation skills
• Excellent Communication (Both Oral and Witten), Interpersonal, organizational, and negotiation skills

Competences

• Must possess very good analytical skills
• Must possess a high level of integrity
• Ability to work independently, consult and clarify where necessary and make informed and firm decisions
• Excellent interpersonal skills, with the ability to establish and develop relationships
• Must be pro-active, a self-starter and have the ability to anticipate and advice

Business Development Officers - Asset Finance

(Kisumu, Kakamega, Eldoret and Mombasa)

Reporting to the Business Development Manager

Key Responsibilities

• Relationship Management and Business Growth
• Conduct regular visits to Dealers and Insurance Brokers for Asset Finance and Insurance Premium Finance business respectively.
• Collate feedback and facilitate resolution of any outstanding issues between dealers, insurance brokers / agents and the bank.
• Provide training to dealers and staff on a regular basis on various aspects of asset financing and IPF such as processing and  documentation.
• Work closely with Corporate Relationship Managers,  Business Development Managers  and Branches  to drive adoption  of asset finance products and assist them with meeting their asset finance target by data mining and conducting visits to customers with existing lines of credit, in pursuit of more business where necessary.
• Oversee the performance of the designated Asset Finance business in respective areas.
• Manage client expectations, requirements and complaints in a professional and timely manner.
• Cross selling other Bank Products
• Ensure customer retention by offering a wide product range to existing customers and by marketing to customers who have recently cleared HP agreements.
• Mobilize deposits, CASA ,and card products
• Provide leads and referrals  to Corporate, Business Banking and Personal Banking

Knowledge and Experience

• A Degree in a Marketing or Business related course from a recognized University
• Diploma in Marketing, Credit Management/Professional qualifications (CPA, ACCA, AKIB)
• Diploma/Certificates in Sales and Negotiations
• Experience - At least 3–5 years experience in Asset Finance and Insurance Premium Financing

 Skill and Competences

• Excellent communication skills both written and oral, including the ability to convey ideas and positions clearly
• Excellent interpersonal skills, with the ability to establish and develop relationships
• Ability to develop monthly reports for both Asset Finance and Insurance Premium Finance
• Ability to generate reports on arrears ad remedial action
• Ability to work independently, consult and clarify where necessary and make informed and firm decisions
• Excellent negotiation skills
• Very good analytical skills
• Must possess a high level of integrity.
• Ability to work through teams, deliver high quality work within deadlines, and to meet team objectives
• Excellent skills in analysis of Credit and Financial statements

If your career objectives match these exciting opportunities, please send your application letter and detailed CV to: jobs@ecb.co.ke by 28th December 2012.

Applications received after this date shall be disqualified.